Bio
David is a financial inclusion specialist with deep global experience spanning analog microfinance to digital fintech innovation. He works at the intersection of operational business models, governance, and research, bringing a systems-level perspective to how micro and small enterprises (MSEs) access and use finance. David combines hands-on institution building with strategic investment expertise and evidence-driven insight, grounded in work across emerging and fragile markets.
At Caribou, David serves as a consultant leading the technical assistance component of a fintech fund in Uganda, with a focus on strengthening fintech business models serving underserved MSEs and building pathways to sustainable scale.
Previously, David established and managed microfinance banks in challenging and unstable environments and has served in governance roles across six microfinance banks and institutions. He has contributed to investment and fund management initiatives with the International Finance Corporation, Oxfam Novib, and Triple Jump, and has been closely involved in inclusive fintech innovation through roles at First Access and Musoni. His research and advisory work with CGAP has further shaped his evidence-based approach to financial inclusion. Across his career, he has helped expand access to finance in fragile contexts, co-founded a high-impact fund manager, and contributed to pioneering fintech models, learning as much from failure as from success. David holds a master’s degree in rural development studies from Wageningen University and a master’s degree in post-colonial politics from Aberystwyth University. He is based in the United Kingdom.