Welcome to version 3.0 of the Digital Finance Evidence Gap Map (EGM)
This interactive EGM matrix of 14 digital finance product categories, 32 design and delivery categories and 10 outcome categories contains 75 impact studies. A supporting methodology document is also available.
How to use the EGM
There are two views of the EGM. The first view, Digital Finance Studies, shows the total number of studies that were conducted on a particular product, plotted against the client outcomes which were tested. The objective of this view is to give the user an overview of the impact literature on digital finance and highlight which digital finance products were examined, against what outcomes and how frequently.
The second view, Digital Finance Results, presents the results of each test that was conducted on a particular client outcome. The colour codes circle show the level of impact (green is positive, red is negative and orange is no impact) and the number within the circle shows the number of tests on the client outcomes. Most studies tested more than one outcome, and many studies tested more than one variation on that outcome. For example, a study that tested the outcome clients improve savings behaviour, may have provided results on 1) the change in frequency of saving and 2) the total value of savings. Thus, the number of tests in the results view, may not equal the number of studies.
In both views, you can filter by different variables to gain a more precise picture of the impact of digital finance on various client outcomes—you can click on any circle to access further information on the studies.
Updates
The EGM was last updated in October 2019.
| Input | Outcomes on client, household or community | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Adoption | Immediate Benefits | Medium-Term Benefits | Longer-Term Benefits | |||||||
| Clients adopt the DFS product | Clients improve saving behaviour | Clients engage in healthy borrowing | Clients pay less (money and time) for financial services | Clients are empowered through greater privacy, monitoring and control | Clients smooth consumption | Clients are better prepared to deal with shocks and recover faster | Clients improve their physical educational and emotional welfare | Clients invest in income generating pursuits and asset building | Clients improve income | |
Key:
Number of
studies;
and of which, number of tests with a
positive impact
negative impact
no impact
The EGM was last updated in October 2019.
evidence points from studies
